Case study on the UK Faster Payments Service.
Payments
Payment Aspects of Financial Inclusion in the Fintech Era
Technological innovation has made major inroads into financial services, especially payments. The pace of innovation…
Nonbank E-Money Issuers vs. Payments Banks: How Do They Compare?
A key regulatory enabler for building inclusive digital financial services is creating a special licensing…
Payments Innovation: Finding Payments’ 2020 Hidden Value Today
This podcast from PYMENTS explores the trends and developments expected for 2020 and what disruptions…
Pay, Set and Match! Payment services for SMEs
Banking Circle is committed to continually investigating where the current banking offering is failing businesses…
European Payments Predictions 2019
In this report by Clearhaus, nine industry experts share their experience and give insights into…
World Payments Report 2019
The World Payments Report 2019 from Capgemini is the leading source for data, trends and…
Changes in SADC and South Africa promise progress in financial inclusion, but will incumbent payment systems operators move fast enough to support it? Thoughts from African Global Payments Summit – 2019 Johannesburg
Discussions and speeches at the Africa Global Payments Summit suggest that SADC is gearing for…
World Payments Report 2017 and 2018
Gapgemini and BNP Paribas produced the World Payments report for the years 2017 and 2018,…
Payments Systems in the U.S.
“Payments Systems in the U.S.” is a comprehensive description of the payments systems (cards, checks,…
The 2017 Brookings Financial and Digital Inclusion Project Report: Building a Secure and Inclusive Global Financial Ecosystem
The 2017 Brookings Report identified four priority areas that warrant additional action on the part…
The Future of Digital Payments in Europe 2017
This White Paper provides an essential appraisal of the key trends in this rapidly developing marketplace, highlighting…
Flavours of fast: A trip around the world in immediate payments
Now in its sixth edition, FIS’ annual Flavors of Fast report traces the extraordinary growth of real-time payments around the world and the new consumer…
The U.S. Path to Faster Payments. Final Report Part Two: A Call To Action
The Faster Payments Task Force (task force) is a broad and inclusive group of stakeholders…
The US Path to Faster Payments. Final Report Part One: The Faster Payments Task Force Approach
The Faster Payments Task Force is a broad and inclusive group of payment industry stakeholders…
The Future of Digital Payments In Europe
This White Paper provides an essential appraisal of the key trends in this rapidly developing marketplace, highlighting…
Digital Finance Interoperability & Financial Inclusion A 20-Country Scan
A 20-country scan that assesses the state of interoperability in select markets. The study is…
Getting Ahead of the Curve: Assessing Card-Not-Present Fraud in the Mobile Payments Environment
The U.S. retail payments industry is undergoing significant change to secure card payments by migrating…
Fast payments – Enhancing the Speed and Availability of Retail Payments
The Committee on Payments and Market Infrastructures has issued a report on Fast payments. So-called…
Distributed ledger technology in payments, clearing, and settlement
Digital innovations in finance, loosely known as fintech, have garnered a great deal of attention…
2016 World Payments Report
The 2016 World Payments Report examines developments in the global payments landscape. By partnering with…
The changing world of money
This report from KPMG explores the changing world of money and how we can prepare for…
Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers
This white paper, from the Smart Card Alliance Payments Council, addresses current questions about the…
State of Cash, Diary of Consumer Payment Choice, 2015
As the payments landscape evolves, cash remains a unique, resilient, and heavily used consumer payment…
The Effect of Demographics on Payment Behavior: Panel Data with Sample Selection
Today’s consumer has access to more payment instruments than consumers of just a few years…
A Western Diet with Chinese Spices – The Specificities of Payments in China
Overall, in China the payment system is less developed and electronic payment methods are less…
Government to Person Transfers
In this research, Guy Stuart, CFI Fellow and Executive Director of Microfinance Opportunities, assesses whether…
Fighting Poverty, Profitably
This report from the Gates Foundation’s Financial Services for the Poor program, focuses on the…
The Global Adoption of Real-Time Retail Payments Systems (RT-RPS)
The purpose of this paper is to review the global real-time retail payments systems (RT-RPS)…
Digital currencies
Central banks typically take an interest in retail payments as part of their role in…
Glossary of Terms Related To Payment, Clearing And Settlement Systems
This glossary of terms from the European Bank gives explanation of terms relating to payment,…
On The Comparability Of Fees Related To Payment Accounts, Payment Account Switching And Access To Payment Accounts With Basic Features
Based on these findings and following an analysis of the available options, this European Commission…
Cutting Through the FinTech Noise: Markers of Success, Imperatives For Banks
Banking has historically been one of the business sectors most resistant to disruption by technology.…
Enhancing the Growth of Plastic Cards in Kenya
Use of credit and debit cards in Kenya has grown substantially over the years with…
The Global Findex Database 2014 Measuring Financial Inclusion around the World
The Global Financial Inclusion (Global Findex) database, launched by the World Bank in 2011, provides…
Managing Operational Risk in Clearing and Settlement Systems
Awareness of operational risk has increased greatly in recent years, both at individual financial institutions…
Central Bank Oversight of Payment and Settlement Systems
Most of this report is descriptive and analytical, explaining why and how central banks oversee…
General Guidance for Payment System Development
The report considers the concepts and development factors that formulate the framework and context for…
The Evolution of Real-Time Gross Settlement: Access, Liquidity and Credit, and Pricing
This paper identifies and analyzes some policy issues arising from central bank experience and practice…
Global Trends in Large Value Payments
Globalization and technological innovation are two major forces affecting the financial system and its infrastructure.…
The Importance of the Retail Payment System
This article hosted by SSRN, explores the importance of an efficient retail payment system and…
Introduction to the National Payments System
The National Payments System (NPS) controls how participants at all levels — from the person…
Payment Systems: From the Salt Mines to the Board Room
Payment systems are changing profoundly through regulation, technology and competition from new entrants. This is…