Access to financial services is central for development and is mentioned in several goals and…
Financial Inclusion
Managing Cyber Risk for Financial Inclusion of the Last Mile
This webinar will look at the cyber risks faced by organisations driving financial inclusion to…
Listen Now: Exploring the relationship between mobile money regulation and usage
In this webinar, Kalvin Bahia, Mariana Lopez, and Kennedy Kipkemboi Sawe explore the…
Écoutez maintenant: Le Mobile Money en Afrique : un accélérateur au service de l’inclusion financière
Ce webinaire organisé par Digital Frontiers Institute (DFI) faisait suite à la publication en…
The Stories Algorithms Tell: Bias and Financial Inclusion at the Data Margins
This paper explores the stories algorithms can tell about who is creditworthy in emerging markets,…
Le Mobile Money en Afrique:un accélérateur au service de l’inclusion financière
Promouvoir l’inclusion financière est de plus en plus un axe majeur des politiques économiques en…
Introducing the upcoming Digital Financial Inclusion Supervision (DFIS) Program/ Présentation du prochain programme de supervision de l’inclusion financière numérique (DFIS)
Digital Frontiers, Toronto Centre, and the Consultative Group to Assist the Poor (CGAP) are developing…
Digital Identity: Accelerating Financial Inclusion During a Crisis
Since the onset of the COVID-19 pandemic, people around the world have been unable to…
Empowering Women on a Journey Towards Digital Financial Capability
Financial inclusion is becoming more and more digital. To accelerate this journey to digitization, and not let…
What Drives the Financial Inclusion Gender Gap for Young Women?
There are stubborn differences in the rates at which men and women access, use and…
A 10-point action plan for governments and businesses to rebuild stronger after COVID-19 by prioritizing women’s digital financial inclusion
Drawing on decades of experience, research and in-field activity, the following 10-point action plan to…
Integrating Forcibly Displaced Persons Into a National Financial Inclusion Strategy
Sustainable development and inclusive economic growth can only be achieved if those who are forcibly…
Minding the DFS Gender Gap: Battling Social Norms to Level the Playing Field
While the DFS gender gap has slowly narrowed over the past few years, much work…
The Digital Rupee: An Important Tool to Promote Financial Inclusion
The ongoing COVID-19 pandemic has undoubtedly confronted the whole world with an unprecedented challenge, but,…
Ready, Steady, Go? – Results of the Third BIS Survey on Central Bank Digital Currency
Most central banks are exploring central bank digital currencies (CBDCs), and their work continues apace…
LISTEN NOW: Rapid Innovation: How Fintechs in Africa and Asia are Adapting to COVID-19
The Centre for Financial Inclusion at Accion host the Inclusive Fintech 50 initiative, a yearly…
National Financial Inclusion Strategy Monitoring and Evaluation Toolkit
How do you measure if a national financial inclusion strategy (NFIS) is delivering what it…
The Future of Financial Inclusion in China
According to the World Bank’s Global Findex database, globally, 1.7 billion people do not have…
Regulatory Sandboxes: A Practical Guide for Policy Makers
What is a regulatory sandbox? A formal regulatory initiative: ➢ to test innovation ➢ in…
L’Afrique en marche vers la «cashless society»
Pourquoi les agriculteurs en Afrique devraient ils payer leurs intrants par des moyens électroniques ?…
How Social Norms for Men Restrict Women’s Financial Inclusion
The financial inclusion community has learned a lot in recent years about the role that social…
Financial Inclusion, Regulation and Financially Empowering Africa with Nolwazi Hlophe
Nolwazi Hlophe from the Digital Frontiers Institute talks about financial inclusion, connecting Africa to the world through…
Revisiting the Measurement of Financial Inclusion of Rural Smallholder Farmers in Nigeria
This study aims to develop and apply a multidimensional measure of financial inclusion to address…
Survey Report on Alternative Finance for MSMEs
MSMEs constitute 90 percent of all businesses and more than 50 percent of the employment…
Open Banking: How to Design for Financial Inclusion (Paper)
Open banking regimes allow a wide range of users, including fintechs, to access the customer…
Challenging the Myths around Women’s Financial Inclusion
A webinar looking at some of the most common myths around women’s digital financial inclusion…
A Phone Can Only Do So Much: Why Mobile Access isn’t Leading to Digital Financial Service Usage Among Women in India
India has made significant progress in financial inclusion in recent years. However low-income working women…
Inclusive Digital Banking: Emerging Markets Case Studies
This Working Paper tells the stories of three of these banks: TymeBank in South Africa, Kotak 811…
From Financial Inclusion To Inclusive Finance: The Power of Frameworks To Catalyse Change
This article discusses the power of frameworks in shaping research and providing insights for financial…
Open Banking: How to Design for Financial Inclusion (Webinar)
Opening banking regimes free up the troves of customer data locked inside banks, allowing competitors…
Leveraging Islamic Fintech to Improve Financial Inclusion
Islamic finance is a fast-booming segment of global finance. Serving a core population of 1.8…
G-20: Data Enhancement and Coordination in SME Finance Report
Annual aggregate data is captured annually for only a minority of the world’s countries by…
G20/OECD INFE Policy Guidance on Digitalisation and Financial Literacy
The digitalisation of financial products and services, and the consequent need to strengthen digital financial…
G20 Fukuoka Policy Priorities on Aging and Financial Inclusion
Aging is a global phenomenon. The number, and the proportion as a share of the population,…
G20 High-Level Policy Guidelines on Digital Financial Inclusion for Youth, Women and SMEs
The G20 High-Level Policy Guidelines on Digital Financial Inclusion for Youth, Women and SMEs (HLPGs)…
Advancing Women’s Digital Financial Inclusion
Digital financial services have expanded opportunities for millions of women across the globe. More than…
Policy Model for National Financial Inclusion Strategy
The AFI Member network’s knowledge and experience in developing, implementing, and revising National Financial Inclusion Strategy (NFIS)…
The Hidden Pitfalls of Digitalisation
This chapter of BIO’s digital survey looks at risks digital innovation could pose for financial…
Why the Economic Response to COVID-19 Needs to be Financially Inclusive and Gender Sensitive
The Special Report highlights key gender-related issues facing society during the COVID-19 pandemic and some…
Payment Aspects of Financial Inclusion: Application Tools
This report by BIS follows the publication of Payment aspects of financial inclusion (PAFI) in 2016…
G20/OECD Policy Guidance on Financial Consumer Protection Approaches in the Digital Age
In an increasingly digital environment for financial products and services with the potential to support…
Igniting SDG Progress Through Digital Financial Inclusion
How can this digital revolution help us reach the 2030 Sustainable Development Goals more quickly?…
Measuring Microfinance Impact: A Practitioner Perspective and Working Methodology
This paper results from a research project by the EIF on “Measuring Microfinance Impact in…
(Un)stacking Financial Market Infrastructure
The biggest challenges in scaling effective financial infrastructures that work for poor people often are…
Global Microscope 2019: The Enabling Environment for Financial Inclusion
The Global Microscope for Financial Inclusion, now in its 12th year, is a benchmarking index…
Financial Inclusion Compass
The Financial Inclusion Compass was launched by European Microfinance Platform in 2018. The publication is…
Eswatini Central Bank Digital Currency Diagnostic Study
The Centre for Financial Regulation and Inclusion in partnership with The Central Bank of Eswatini…
Financial Inclusion for Fishing Communities through Digital Identity – Mobitel Sri Lanka
The Mobile for Development Digital Identity programme has been supporting digital identity innovations to improve…
Delivering on the Potential of Digitized G2P: Driving Women’s Financial Inclusion and Empowerment Through Indonesia’s Program Keluarga Harapan
Financial institutions and governments have been working for years to leverage digitized G2P for women’s financial inclusion and…
Case Study: Women’s Empowerment through Financial Inclusion Technology
This case study from FINCA speaks directly to the promotion of financial inclusion for women…
How the Development Sector is Channeling Money to Digital Financial Services
Development funders are increasingly embracing the potential of digital financial services (DFS) to promote financial…
Growing Digital Financial Inclusion in Senegal
In 2014, Mastercard Foundation and UN Capital Development Fund (UNCDF) formed a partnership to try…
Growing Digital Financial Inclusion in Zambia
In 2014, Mastercard Foundation and UN Capital Development Fund (UNCDF) formed a partnership to try…
Could the Poor Bank on Stablecoins?
Emerging technology is driving optimism about building a more inclusive digital economy. Will one innovation—a…
Innovative Agri-Finance Challenge Fund Playbook
The Innovative Agri-Finance Challenge Fund Playbook is a collaborative effort to assist challenge fund managers,…
Inclusive FinTechs in Francophone Africa: Benin report
Although in early stages, the upcoming National Financial Inclusion Strategy of Benin will help increase…
Advancing Women’s Digital Financial Inclusion
Digital financial services have expanded opportunities for millions of women across the globe. More than…
KYC Innovations, Financial Inclusion and Integrity in Selected AFI Member Countries
It is estimated that approximately one billion people across the world do not have access…
Advancing the Digital Financial Inclusion of Youth
The focus on youth reflects the fact that almost half of the world’s 1.2bn young…
Payment aspects of Financial Inclusion
The Committee on Payments and Market Infrastructures and the World Bank Group have issued the…
Inclusive Integrity Toolkit
Countries in the sub-Saharan Africa (SSA) region have been on a development curve in setting…
Innovative Mobile Digital Identity Solutions: Financial Inclusion and Birth Registration
This case study looks at two start-ups that are using mobile technology to establish functional…
Remittances in Times of Crisis: Facing the Challenges of COVID-19
On 19 March 2020, the Secretary-General of the United Nations called for an urgent and…
The Long-Term Effectiveness of Financial Education Classroom Workshops in Rural Areas the Case of Armenia
Financial literacy is becoming more important, prompting public authorities, international organizations and the private sector…
Study Highlights How Policymakers Use Gender-Disaggregated Data to Design Effective Women’s Financial Inclusion Policies
There is a 7% gender gap globally in account ownership between men and women, 9%…
Innovative Financial Products and Services for Women in Asia and the Pacific
This paper from Asian Development Bank examines digital financial services and products—powered by financial technology—as…
Financial Inclusion in Zambia and the role of the ADFP
On an ordinary day, Lusaka, Zambia’s capital city, is laden with agents on almost every…
Payment Aspects of Financial Inclusion in the Fintech Era
Technological innovation has made major inroads into financial services, especially payments. The pace of innovation…
Humanitarian Cash Transfers and Financial Inclusion
Syrian refugees in Lebanon and Jordan receive more than one quarter of their humanitarian assistance…
Measuring Financial Health: What Policymakers Need to Know
Citizens, politicians and policymakers know that effectively managing one’s financial resources – being financially healthy…
API Deployments in Inclusive Finance
APIs are often viewed as potential solutions for traditional financial institutions, particularly small and midsize…
Digital Financial Services Supervision in Bangladesh
In this report, DFS innovations can rapidly expand financial access and inclusion, but also pose…
Digital Banks: How can they deepen financial inclusion?
New technologies and business models are upending long-established markets across virtually every major sector, including…
Digital Credit Scoring for Farmers: Opportunities for Agritech Companies in Myanmar
Despite rapid urbanisation in recent years, agriculture dominates Myanmar’s rural economy. Sectoral challenges, like farmers’…
Fintech Benchmarks Proof-of-Concept Report
Investment capital is flowing into fintech startups, yet it is still challenging to get capital…
Space for Finance in Developing Countries
This research was conducted by Caribou Space for the International Partnership Programme, a five-year, £30…
Financially Underserved Kenyans and Their Market Potential: A segmentation Study
This segmentation study identifies Kenyans whose financial needs are not adequately met by the solutions…
Digital Financial Services in Nigeria
In 2016, the initial hypotheses was that: 1) financial services providers (FSPs) addressing financial inclusion…
Experiences in Gender-Sensitive Solutions to Collateral Constraints
A common theme that arises in agricultural lending is the topic of collateral. There is…
Financial Inclusion Compass 2019
This is the second Compass survey. The 2018 edition started with a blank page –…
Annual Report – UN Secretary-General’s Special Advocate for Inclusive Finance for Development
This annual report looks back at the last ten years of the UNSGSA and the…
How Digital Finance is Bringing Change to Peoples’ Lives
In 2014, Mastercard Foundation and UN Capital Development Fund (UNCDF) formed a partnership to try to…
Financial Technologies as a Factor of Financial Inclusion of Women
The purpose of this paper is to study the use of financial technologies by women…
Agent Networks at the Last Mile
Most digital financial services users around the world live in cash-based societies, and they require…
Investing for Impact: Operating Principles for Impact Management
Investing for Impact: Operating Principles for Impact Management (the Principles) have been developed by a…
Fair Play: Ensuring Competition in Digital Financial Services
In many emerging economies, digital financial services markets are limited to one or two major…
Agent Networks at the Last Mile
Most digital financial services users around the world live in cash-based societies, and they require…
PoWER assessment of Women’s Economic Empowerment in The Gambia
This document from UNCDF presents the final analysis of data collected through desk research, interviews,…
Women, Business and the Law
Gender equality is a critical component of economic growth. Women are half of the world’s…
Designing fintech solutions for inclusion
Part of the mandate of BFA’s Catalyst Fund is to share insights and lessons learned…
Social Commerce Entrepreneurship and New Opportunities for Women’s Financial Inclusion in India and Indonesia
With support from Standard Chartered and the Australian Department of Foreign Affairs and Trade, Women’s…
Handbook on Consumer Protection for Inclusive Finance
As digital technologies transform financial inclusion, with new providers, products, and delivery channels reaching out…
Global Microscope 2019: The Enabling Environment for Financial Inclusion
Regulators play a significant role in catalyzing or impeding a country’s progress toward financial inclusion.…
Evidence Gap Map
This is an interactive EGM matrix from the Mastercard Foundation, of 14 digital finance product…
Impact of Digital Finance on Financial Inclusion and Stability
This article provides a discussion on some issues associated with digital finance – an area…
UNCDF Global Strategy: Leaving No One Behind in the Digital Era
The past two decades have seen a phenomenal change in the adoption of mobile and…
Toward a New Impact Narrative for Financial Inclusion
How do financial services impact the lives of poor people? Though the global development community…
Financial Inclusion for what?
For Financial Inclusion Week 2019, CFI sought out a small group of financial inclusion thought…
Pay, Set and Match! Payment services for SMEs
Banking Circle is committed to continually investigating where the current banking offering is failing businesses…
Cote d’Ivoire’s Desire Nindjin Talks Digital Transformation
When Desire Nindjin joined MTN Cote d’Ivoire in 2006 after a six-year stint at EY as Financial Auditor, the world of digital financial services was still in its infancy (M-Pesa first launched in Kenya a year later).
SME Financial Inclusion for Sustained Growth in the Middle East and Central Asia
This paper by the IMF offers empirical evidence that greater financial inclusion of small and…
FinTechs in Sub-Saharan Africa
FinTechs in Europe, North America and Asia have caught the attention of many financial institutions…
10 Lessons Learnt: Closing the Gender Gap in Internet Access and Use
The internet has made communication quicker and easier, information more easily available, businesses more efficient,…
Building Resilience through Financial Inclusion: A Review of Existing Evidence and Knowledge Gaps
Low-income households around the world are particularly vulnerable to shocks, but also the least prepared…
A Client Needs-Centred Approach to Financial Inclusion Measurement
Much progress has been made towards measuring the success of financial inclusion. Since the Alliance for Financial Inclusion’s…
Hidden Constraints to Digital Financial Inclusion: The Oral-Literate Divide
The vision that digital finance can achieve universal financial inclusion is premised on the rarely…
The Goalkeepers Report 2019: Examining inequality and how geography and gender stack the deck for (or against) you
Goalkeepers is the annual report from the Gates Foundation on the world’s progress toward the…
Data Driving Action for Women Dialogue Series
During the 63rd United Nations Commission on the Status of Women, BNY Mellon and Data2X’s Women’s Financial Inclusion…
FinTech for Financial Inclusion: A Framework for Digital Financial Transformation
The full potential of FinTech for financial inclusion may be realized with a strategic framework…
Accelerating Financial Inclusion with New Data
There are many internal and external challenges that providers must address for the promise of…
Inclusive Finance? Headline Findings from FinAccess 2019
Kenya aims to become a middle-income country by 2030, delivering a high quality of life…
Inclusive Digital Financial Services: A Reference Guide for Regulators
The Bill & Melinda Gates Foundation’s Financial Services for the Poor Program (FSP) believes that effective financial…
Social Norms and Women’s Financial Inclusion: The Role of Providers
How do financial services providers (FSPs) shape gender norms that restrict or expand women’s access…
Emerging Evidence on Financial Inclusion
Research on the impact of financial services on the lives of low-income people provides valuable…
Women’s Digital Financial Inclusion in Africa
This report prepared at the request of the G7 French Presidency, is a blueprint for…
Libra – what’s behind the hype?
The announcement about the new global currency, Libra, has seen a frenzied response across the…
Sex-Disaggregated Data Toolkit: How to Leverage Sex-Disaggregated Financial Inclusion Data to Accelerate Women’s Financial Inclusion
This AFI Financial Inclusion Data (FID) Working Group Guideline Note outlines steps to using supply and…
Central Bank Digital Currency and Financial Inclusion
Central banks have started to actively explore central bank digital currency (CBDC) – a new…
Can Social Norms Theory Provide a Roadmap for Women’s Financial Inclusion?
With one in every three women still being financially excluded, there is increased recognition of…
Financial Inclusion Glossary
The purpose of the Financial Inclusion Glossary is to develop shared language about financial inclusion. The Glossary…
Charting the Customer Journey in the Digital Age
This report by CFI looks at how mainstream financial institutions are creating effective digital customer…
Is Poverty Reduction the Right Outcome for Financial Services?
This post is part of CGAP’s “Evidence and Impact in Financial Inclusion: Taking Stock” blog…
National Payments Corporation of India and the Remaking of Payments in India
The lessons learned from the NPCI success story can be useful for policy makers in financial inclusion…
OECD/INFE High-level Principles on National Strategies for Financial Education
Within a fast evolving financial landscape where access to financial services is made easier while…
G20/OECD Policy Guidance Financial Consumer Protection Approaches in the Digital Age
Given the increasingly digital environment for financial products and services and the potential for digitalisation…
Fintechs and Financial Inclusion
Fintechs are innovating at every step of the financial services value chain, often through new…
The Jordan Landscape – A Situational Analysis
Financial inclusion in Jordan has increased from 24.6% in 2014 to 33.1% in 2017. 13.2%…
Behavioural Interventions that Advance Financial Inclusion
This report by Cenfri, looks at behavioural interventions that influence financial decisions or behaviours of…
The Role of Digital Finance in Reaching the Sustainable Development Goals
UNCDF and BFA have developed ideas behind measuring the impact of digital finance beyond just…
Learning from Financial Inclusion Research: What Should We Expect?
This post is part of CGAP’s “Evidence and Impact in Financial Inclusion: Taking Stock” blog series. The…
10 reasons to be optimistic that full financial inclusion is possible through digital payments
The past decade has seen great strides in building awareness of the global financial inclusion…
The Effectiveness of Short-Term Financial Education Workshops in Rural Areas: The Case of Armenia
A randomised control trial was conducted in Armenia, to assess the short-term impact of classroom…
How Mobile Money Agents Can Expand Financial Inclusion
Boston Consulting Group have put together an interesting article outlining how agent networks have made…
Labour Pains: Discovering the Financial Lives of Zambian Mothers
Zambian women are still largely excluded from formal financial services, and gender barriers are high…
Sizing the mobile gender gap in refugee contexts
GSMA has done a lot of research showing the gender gap in mobile phone ownership…
Acquisition and Engagement Strategies to Reach Women with Digital Financial Services
Women’s World Banking and Financial Sector Deepening Africa (FSDA), have partnered since 2014 to build…
A SHIFT in Focus: How to Transform Financial Access into Use
UNCDF’s Shaping Inclusive Finance Transformations (SHIFT) programme looked for ways to use existing data to…
The Jordan Landscape – A Situational Analysis
Financial inclusion in Jordan has increased from 24.6% in 2014 to 33.1% in 2017. 13.2%…
LISTEN NOW: Update on DFS Landscape in Jordan and Bangladesh
Chaired by DFI’s CEO, Gavin Krugel, this webinar visits two countries featured in DFI courses,…
How Digital Solutions Can Bolster Women’s Financial Inclusion in Sub-Saharan Africa
This note from World Bank Group explores the many ways that women in Sub-Saharan Africa…
Does Financial Inclusion Impact the Lives of the Poor?
This post is part of CGAP’s “Evidence and Impact in Financial Inclusion: Taking Stock” blog…
Hidden constraints to digital financial inclusion: the oral-literate divide
This paper looks at the role of literacy in financial inclusion. The vision that digital…
FinTech in Sub-Saharan African Countries : A Game Changer?
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa.…
G20 Digital Identity Onboarding
The G20 recognizes the key role of financial inclusion in supporting the move towards an…
Early Lessons on Regulatory Innovations to Enable Inclusive FinTech
The United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development (UNSGA) published a report…
Report on Financial Inclusion Development in China 2018
CAFI, a Chinese think tank at Renmin University, publishes an annual review of financial inclusion…
Financial Inclusion for Women: A Way Forward
Despite the general progress made in terms of financial inclusion worldwide (there has been a…
A Regulatory Diagnostic Toolkit for Digital Financial Services in Emerging Markets
Digital financial services (DFS) are growing at a rapid rate and provides the opportunity to…
Impact of digital finance on financial inclusion and stability
This article provides a discussion on some issues associated with digital finance – an area…
State of Practice: Savings Groups and the Role of Government in Sub-Saharan Africa
Savings Groups are community-based financial service providers that deliver basic financial services to millions of…
I-SIP Toolkit: Policy Making for an Inclusive Financial System
As of 2018, more than 90 countries have publicly committed to promoting financial inclusion—and the…
Financial Inclusion and G2P payments: Lessons from South Africa
G2P payments in South Africa, banking millions? The South African government, through the South African…
Digital Access – The Future of Financial Inclusion in Africa
IFC launched Digital Access: The Future of Financial Inclusion, a report which captures the knowledge and experienced…
State of Practice: Savings Groups and the Dynamics of Inclusion – Main Findings
This state of practice report provides a comprehensive overview of the inclusion of vulnerable populations…
Global Microscope 2018: The Enabling Environment for Financial Inclusion and the Expansion of Digital Financial Services
The 2018 Global Microscope shows countries in Latin America and Asia have the most conducive…
Customer-Centric Guide
The CGAP Customer-Centric guide explores retention, acquisition, and expansion of product use by customers, making recommendations on…
Navigating the Next Wave of Blended Finance for Financial Inclusion
This brief by CCAP looks at how to attract private investors to close the estimated…
LISTEN NOW: Digital Finance Evidence Gap Map
This webinar, led by Partnership for Finance in a Digital Africa (FiDA), focused on the…
UFA2020 Overview: Universal Financial Access by 2020
This brief provides an overview of UFA2020, highlighting key messages, context and strategy.
An Empirical Risk Assessment of Savings Groups
The purpose of this risk assessment is to identify and assess the main risks that…
Igniting SDG Progress Through Digital Financial Inclusion
How can this digital revolution help us reach the 2030 Sustainable Development Goals more quickly?…
Digital Finance Impact Evidence Summary
Between November 2016 and May 2017, Digital Finance studies were screened for contributions to the…
Toward Universal Financial Inclusion in China : Models, Challenges, and Global Lessons
China has achieved remarkable success in financial inclusion. China’s rate of account ownership – a…
Which financial needs can be (and should be) addressed by DFS?
It’s been more than ten years since Kenyan mobile operator Safaricom launched M-PESA, one of…
What are the roles of intermediated and shared use?
Not everyone uses digital finance as it was originally intended; digital financial services (DFS) have…
Powering Opportunity The Economic Impact of Off-Grid Solar
This report provides powerful insights into the benefits of off-grid solar power. Namely, that solar…
Building Inclusive Payment Ecosystems in Tanzania and Ghana
While this analysis could have highlighted the experiences of any number of countries that have succeeded in…
LISTEN NOW: Promoting Meaningful Financial Inclusion in a Digital World
This webinar was led by Partnership for Finance in a Digital Africa (FiDA), hosted by…
What makes a successful commercial partnership?
Delivering digital finance typically requires a complex web of partnerships and coordination. A digital finance…
Best practices in big data analytics
To be successful, providers must develop a deep understanding of customer needs and behaviors and…
What is the commercial landscape of digital finance?
This Snapshot focuses on the changes in the landscape of digital commercial offerings, with particular emphasis…
How can users begin to keep value digital, longer?
Customers keep value digital either with the intention of saving or for convenience. Beyond the financial inclusion…
How can advances in user experience help meet user needs and enhance user engagement?
To attract and maintain new users, digital finance providers have strived to lower the barrier…
How do advances in digital finance interact with dynamics of exclusion?
Worldwide, 2 billion people lack access to formal financial services. The financial inclusion agenda is…
How do clients use digital finance
This snapshot from FiDA focuses on the use or digital and non-digital financial services in…
Which attitudes, behaviors, experiences, and beliefs influence digital finance adoption?
One of the most durable challenges in the global economy is converting a prospect into…
Basic Regulatory Enablers for Digital Financial Services
Digital financial services (DFS) differ from traditional financial services in several ways that have major…
Politics of aging: the risk of old age poverty in emerging countries
This paper looked at the risk of old age poverty. It found that there is…
Financial Inclusion in the Digital Age
Billions of adults across the globe lack access to the financial services they need to…
Building the Business Case for Housing Microfinance
Financial service providers are discovering that vast business opportunities exist within the lower-income housing markets of the…
Biometrics and financial inclusion: A roadmap for implementing biometric identity systems in sub-Saharan Africa
The World Bank (2017) estimates that 1.1 billion people live without proof of identity. Nearly…
Mobile Telephony, Financial Inclusion, and Inclusive Growth
The paper employs the multipurpose nature of mobile telephony to investigate its welfare implications using a…
Theory of change (SF 2018-21)
This document outlines the theory of change underlying the results chain of the Strategic Framework,…
Finding the Best Fit: One Acre Fund’s integration of digital tools in Kenya
This case study from USAID is part of a series highlighting the integration of digital…
Money, Decisions, and Control. Building Digital Financial Services That Help Poor Customers Cope and Strategize
Beyond payments, finance is also about day-to-day money management, decision-making, and coping strategies that end…
What are savings groups?
Many savings groups’ initiatives are born locally, in a decentralized manner, and stem from long-standing…
The 2017 Brookings Financial and Digital Inclusion Project Report: Building a Secure and Inclusive Global Financial Ecosystem
The 2017 Brookings Financial and Digital Inclusion Project (FDIP) report evaluates access to and usage…
How Financial Institutions and Fintechs Are Partnering for Inclusion: Lessons from the Frontlines
This report examines how partnerships between mainstream financial institutions (e.g., banks, insurers, and payment companies)…
Social Norms Change for Women’s Financial Inclusion
Despite decades-long efforts by financial inclusion development practitioners, women continue to lag behind men in…
Beyond Financial Inclusion: Financial Health as a Global Framework
Over the course of 2016, Centre for Financial Services Innovation (CFSI), in collaboration with the…
Unlocking the Promise of Big Data to Promote Financial Inclusion
Believing in data’s potential to provide both social and economic benefits, Accion set out to…
The March Towards Digital Money:Bringing The Underbanked In FromThe Cold
The 2017 Index represents more of a shuffling than shifting of countries in their comparative…
Financial and Digital Inclusion Project Report 2016
The Brookings Financial and Digital Inclusion Project (FDIP), launched in summer 2014, examines access to…
Beyond Financial Inclusion: Financial Health as a Global Framework
Over the course of 2016, CFSI, in collaboration with the Center for Financial Inclusion at…
‘Leapfrogging’: a Survey of the Nature and Economic Implications of Mobile Money
Mobile money is a recent financial innovation giving financial transaction services via a mobile phone,…
Riding the Rails of Mobile Payments: Financial Inclusion, Mobile Phones, and Infrastructure
This chapter on riding the rails of mobile payments analyzes payments as both technical and…
Financial Inclusion in Refugee Economies
This paper by Kim Wilson and Roxani Krystalli is an editorial essay, with insights informed…
Financing the Frontier: Inclusive Financial Sector Development in Fragility-Affected States in Africa
Poverty rates in Africa’s states and regions considered ‘fragility-affected’ (DFID, 2016) are, on average, 20%…
G20 High-Level Principles for Digital Financial Inclusion
The G20 stands at an unprecedented time when leadership has the potential to drive the…
G20 High-Level Principles for Digital Financial Inclusion
The Group of Twenty (G20) recognizes the key role of financial inclusion in helping to…