The Global System for Mobile Communications (GSMA) compiled a report on QR code merchant payments…
Mobile Payments
State of the Industry Report on Mobile Money 2019
2019 marked a major milestone for the mobile money industry: the number of registered mobile…
Digitizing Value Chain Payments: A digital solution from Ghana
In Ghana, Tanager has been complementing the development of agribusiness markets by linking agribusinesses with…
Digital Finance for All: Powering Inclusive Growth in Emerging Economies
A report from the McKinsey Global Institute (MGI), Digital finance for all: Powering inclusive growth in emerging economies,…
Enabling a New Generation of Digital Services: A Case Study of China Telecom’s Wallet
As the Chinese population becomes increasingly connected, the power of mobile is being used to…
GSMA Mobile Enabled Community Services: Sustainable Energy & Water Access through M2M Connectivity
This paper from the GSMA aims to shed light on the opportunities created by M2M…
The Mobile Money Revolution: NFC Mobile Payments
Mobile money refers to financial transactions and services that can be carried out using a…
A Secure Operational Model for Mobile Payments
This paper explores a secure model for mobile payments. Instead of paying by cash, check,…
Promoting Competition in Mobile Payments: The Role of USSD
This Brief from CGAP outlines why USSD is important for mobile payments and highlights the…
Competition Aspects of New Mobile Payment Networks: The Case of Mobile Payments in Spain
This note by Ignacio Mas reviews the Spanish experience with regulating the competition aspects of…
Exploring Business Pathways to Digital Financial Inclusion: Early Indications from a Field Visit to Ghana and Tanzania
This report by David Porteous and Ignacio Mas contains an initial evaluation of the opportunities…
Business Primitives: Enabling Payment Lifecycles through Software
This paper by Ignacio Mas defines ‘business primitives’ as low-level operations from which higher-level, more…
Banking for the Poor: State-of-the-Art Financial Offerings for the Developing World
This paper by Ignacio Mas describes the opportunity of using mobile phones as a way…
Why Doesn’t Every Kenyan Business Have a Mobile Money Account?
The contribution of mobile payments (and in particular M-PESA) in Kenya to strengthening family/social networks…
Beyond Products: Building Integrated Customer Experiences on Mobile Phones
With today’s mobile money platforms, the value proposition for keeping money digital and driving up…
Mobile Money the Next Wave of Growth
This year’s report from EY draws on detailed research and client insights from EY industry…
Modelo Perú: A Unique Approach to Financial Inclusion
Peru is well regarded internationally for having a well-developed formal financial sector. However, more than…
Is Payment Tokenization Ready for Primetime?
This white paper will share what the group learned by providing an overview of the…