Enabling Mobile Money Policies in Kenya: Fostering a Digital Financial Revolution

This case study from the GSMA traces the early stages of mobile money development in Kenya, from its conceptualisation to the design and codification of a suitable regulatory model, showing that by creating an enabling regulatory environment and nurturing new technologies such as mobile money, regulators can be agents of change for financial inclusion. This publication demonstrates that mobile money has not only been a catalyst for financial inclusion—it has also stimulated the development of the digital ecosystem.