Mapping the DFS Ecosystem with a Fintech Stack

The purpose of this paper, Mapping the DFS Ecosystem with a FinTech Stack, is to present a framework that permits a logical separation of the many elements involved in delivering rich digital financial services (DFS). This can be useful to identify patent capability gaps in the present financial inclusion solution landscape (whether of a regulatory, technological, or commercial nature), and to map the increasing diversity of fintech players that are emerging to address those gaps.