International Remittance Considerations for Mobile Network Operators

Mobile network operators (MNOs) are becoming increasingly interested in offering international remittances, often as a new transaction type added to an existing mobile money service currently providing domestic transactions. This paper from the GSMA reviews the international remittance market, the opportunity for MNOs, and the technical, legal, commercial, and operational considerations for any new player to this market. The paper also introduces Mobile Money Transfer, an open business model developed by the GSMA to accelerate MNO market entry and participation in a meaningful and value adding role.