Choosing a technical model for A2A interoperability: Lessons from Tanzania and Pakistan

Categories : Mobile money & mobile technology, Technology and Operational Enablers


Author: GSMA

In 2014, the GSMA engaged with mobile money service providers (MMSPs) in eight markets to foster collaboration and establish domestic account-to-account (A2A) interoperability. This paper focuses on Tanzania and Pakistan – two of the three markets – where account to account interoperability was implemented in 2014. With very different regulatory environments and commercial models, providers in each country chose a technical model best suited to their own market context and aspirations.