About Us:

The Digital Frontiers Institute’s (DFI) mission is to build the human capacity in digital financial services by equipping a new generation of Fintech professionals with the information, skills, and vision they need to deliver and guide society towards inclusive digital financial solutions.



Certificate in Digital Money

Cost: US$1500* (ZAR 19 500)
Start Date: 3rd September 2018
Applications Close: 20th August 2018


Certificat en Monnaie Digitale

Début de la formation : 3 Septembre 2018;
Clôture des inscriptions : 20 Août 2018;
Coût : Le coût par personne est 1500 dollars EU; (ZAR 19500)


Operationalizing Mobile Money

Cost: US$250 (ZAR 3250)
Start Date: 19th Feb 2018
Applications Close: 9th Feb 2018


David Porteous – Chairman

David has been involved in finance inclusion initiatives internationally for more than two decades. He has held executive roles in public and private financial institutions in Africa, and is the founder and CEO of BFA, a consulting firm based in Boston. He also founded and was CEO of the FinMark Trust, a non-profit organization that has invested heavily in building evidence-based market building approaches in the financial sector of developing countries. David received his bachelor’s degree in Accounting from University of Cape Town, and later obtained an M.Phil in economics from Cambridge and a PhD (Economics) from Yale.

Gavin Krugel – C.E.O

Gavin has been involved in the payments industry for some 20 years. Named one of the Top 40 under 40 leaders in the telecoms industry by Global Telecoms Business, Gavin managed large global development programs as a former manager of the Mobile Money for the Unbanked and Mobile Health programs at the GSMA. He has substantial financial services and telco experience in multi-national leadership positions as Vice President at VISA and Manager at MasterCard. He also has payments startup experience as Chief Strategy Officer at Fundamo, Director at Cointel VAS Pty Ltd and Chief Executive at TroyTyla. Gavin holds an MBA from the Grenoble Graduate School of Business.

Ignacio Mas – Executive Director

Ignacio previously served as Deputy Director in the Financial Services for the Poor program at the Bill & Melinda Gates Foundation and Senior Advisor at the Technology Program at CGAP and prior to this as Director of Global Business Strategy at Vodafone Group, Executive VP of Marketing and Account Management at DoCoMo interTouch, and Senior Manager responsible for telecoms investments in Europe for Intel Capital. He is a Senior Fellow at the Fletcher School’s Council on Emerging Market Enterprises at Tufts University, a Research Fellow at Singapore Management University´s Sim Kee Boon Institute for Financial Economics, and an Associate with Bankable Frontiers. Ignacio holds undergraduate degrees in maths and economics from MIT and a PhD in economics from Harvard University. He has been Adjunct Professor at the Booth School of Business at the University of Chicago.