Like traditional employment, gig work can be performed on a part-time or full-time basis. However,…
Technology and FinTech
Impact of COVID-19 on FinTechs: Senegal
This report from Microsave attempts to gauge the impact of the COVID-19 pandemic on FinTechs…
Cryptographic Hash Functions Explained: A Beginner’s Guide
A cryptographic hash function is a mathematical equation that enables many everyday forms of encryption,…
The Digital Rupee: An Important Tool to Promote Financial Inclusion
The ongoing COVID-19 pandemic has undoubtedly confronted the whole world with an unprecedented challenge, but,…
An Unlevel Playing Field: Why Small Businesses Face Disadvantages in Digital Commerce – and How Inclusive Tech Innovations Could Help
COVID-19 has been catastrophic for many sectors and surprisingly beneficial for some – but it’s…
Project Helvetia – Settling tokenised assets in central bank money
The Swiss National Bank, The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, and…
Win From Within: How Fintech Startups Can Grow by Building Value for Existing Users
The COVID-19 pandemic has altered the realities for inclusive fintech startups and the financially underserved…
The Potential of Digital Platforms as Distributors and Enablers of Financial Services in Africa
The past decade has seen the emergence of digital platforms, which connect buyers and sellers…
Rapid Innovation: How Fintechs are Adapting Under COVID-19
To understand more about the impact on and the role of these providers, CFI, in…
The Impact of COVID-19 on Disruptive Technology Adoption in Emerging Markets
Disruptive technologies—like AI, blockchain, robotics, and 3D printing—are playing a key role in supporting the…
Beyond Credit: 3 Emerging Opportunities for Fintech Startups in the Gig Economy
According to BFA Global’s Catalyst Fund, experts from India and East Africa suggest that fintech…
Impact of Covid-19 on Fintechs
Like other businesses, FinTechs too have been struggling to cope with the Pandemic. The reports…
Inclusive Tech: Overcoming Barriers to Scale in Emerging Markets
Technology undoubtedly has the potential to improve the access, quality and relevance of financial services…
Inclusive FinTechs in Francophone Africa: Benin report
Although in early stages, the upcoming National Financial Inclusion Strategy of Benin will help increase…
FinTech Start-ups in Côte d’Ivoire amid COVID-19: Expectations from the Government and the Regulator
This overview from Microsave gives a unique glimpse of the FinTech ecosystem of Côte d’Ivoire,…
The Global Fintech Index
The Global Fintech Index launched the world’s first real-time ranking of fintech ecosystems and fintech…
Innovation Ecosystems
Innovations of all kinds contribute to greater economic growth, and tech innovations, in particular, can…
Fintech Toolkit: Smart Regulatory and Market Approaches to Financial Technology Innovation
This toolkit presents novel regulatory and market approaches policymakers, regulators, and development professionals can adopt…
The Global Impact of COVID-19 on Fintech Adoption
This paper draws on mobile application data from 74 countries to document the effects of…
Mozambique Annual Fintech Report 2019
This Fintech Report is the first of its kind to be written in Mozambique in…
Payment Aspects of Financial Inclusion in the Fintech Era
Technological innovation has made major inroads into financial services, especially payments. The pace of innovation…
The Contribution of FinTechs for MSME Development: What can Mozambique Learn from FinTechs in South Africa and Kenya?
This study, the Contribution of Fintechs for MSME Finance was produced by Helder Buvana as…
API Deployments in Inclusive Finance
APIs are often viewed as potential solutions for traditional financial institutions, particularly small and midsize…
Digital Banks: How can they deepen financial inclusion?
New technologies and business models are upending long-established markets across virtually every major sector, including…
Fintech Benchmarks Proof-of-Concept Report
Investment capital is flowing into fintech startups, yet it is still challenging to get capital…
Space for Finance in Developing Countries
This research was conducted by Caribou Space for the International Partnership Programme, a five-year, £30…
The Rise of Challenger Banks – Are the Apps Taking Over?
The banking sector is experiencing a major shift globally, as Challenger Banks are becoming increasingly…
Global Fintech Index 2020 Rankings Report
This is the first index designed to rank fintech activity globally, to understand the scale…
A FinTech Strategy for Ireland
This document aims to set the scene with a definition of FinTech and an overview…
Improving Operational Efficiency of MFIs Through Tablet Banking
Micro Finance Institutions (MFIs) provide a range of financial and non-financial services to low-income households…
Deciphering the Trillion-valued Unicorn – Ant Financial
World Bank rated Ant Financial as the most valuable fintech company worldwide in their 2019…
Fintech Development and Regulatory Frameworks in Indonesia
This paper from the ABDI Institute showcases the growth as well as the challenging factors…
The Fintech Landscape in Rwanda
This report by UNCDF provides findings and proposed recommendations from an assessment of the fintech…
Designing fintech solutions for inclusion
Part of the mandate of BFA’s Catalyst Fund is to share insights and lessons learned…
World FinTech Report 2019
The World FinTech Report 2019 from Capgemini and Efma explores how the future is moving…
FinTechs in Sub-Saharan Africa
FinTechs in Europe, North America and Asia have caught the attention of many financial institutions…
World InsurTech Report 2019
World InsurTech Report 2019 The World InsurTech Report (WITR) 2019 from Capgemini and Efma explores…
Java, Python or Kotlin for Fintech?
There are many different development languages being used by Fintechs. This blog post explores the…
Exploring Africa’s digital platforms: Insurance in e-hailing
In recent years the platform economy has rapidly transformed various economic sectors such as hospitality,…
Inclusive Fintech 50: White Paper on findings
Fintech investment is booming. In 2018, a record USD 111.8 billion was invested in fintech,…
FinTech for Financial Inclusion: A Framework for Digital Financial Transformation
The full potential of FinTech for financial inclusion may be realized with a strategic framework…
Digital Economy Report 2019
The rapid spread of digital technologies is transforming many economic and social activities. While creating…
Fintech founders up close
This series of videos from Accion gives an insight into the mind and experience of…
Cloud Computing for Financial Inclusion: Lessons from the Philippines
Earlier this year, Cantilan Bank became the first financial institution in the Philippines to fully…
Lessons learned from the rise of “super apps” and the disruption of banking as we know it
Why would a user go to a bank when ecommerce marketplaces exist? Haven’t ecommerce players…
Price Comparison Websites
The large and growing industry of price comparison websites (PCWs) or ‘web aggregators’ is poised…
Micro-entrepreneurs in the Platform Era
This research by FiDA involved talked to 27 micro-entrepreneurs in Kenya about how they use platforms…
FinTech: The Experience So Far
The Bali Fintech Agenda (BFA) was approved last year by the IMF and World Bank Group.…
E-commerce as a Potential New Engine for Growth in Asia
The use of e-commerce around the world has accelerated in recent years, with Asia, led…
API Pricing for Digital Financial Service Providers: Getting Started
Digital financial services (DFS) providers face several challenges when developing pricing strategies for open application programming…
Leveraging Technologies to Improve the Quality and Maximize the Productivity of Agent Models
Despite the growing volume of agents, the agent network model is rife with utilization and…
The Rise of Digital Money
This paper by the IMF offers a conceptual framework to categorize new digital monies, identify some of…
EY Global Fintech Adoption Index 2019
FinTech has evolved in significant ways since the publication of the first global EY FinTech Adoption…
Inclusive Digital Ecosystems of the Future
In this white paper, Inclusive Digital Ecosystems of the Future, by FIBR (partnership between BFA…
Africa’s digital platforms and financial services: An eight-country overview
Explore i2i’s latest research on Digital Africa, the platform economy and associated financial services. This focus…
UNESCO’s Internet universality indicators: a framework for assessing Internet development
UNESCO has produced a Framework for Assessing Internet Development, based on the four ROAM categories:…
Key Drivers, Emerging Trends and Developments in Corporate Banking
Finextra, in association with Oracle, has put together a summary of the key market drivers,…
The Growth of FinTech
This infographic outlines the growth if FinTech and gives an overview of the FinTech landscape, their…
The ICAEW Economic Update: Quarterly Economic Forecast
ICAEW produce quarterly economic forecasts and insights for global regions for those in the finance…
FinTech in Sub-Saharan African Countries : A Game Changer?
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa.…
The Mobile Economy: Russia and CIS
The Commonwealth of Independent States (CIS) region has about 80% of the population being subscribed to…
Satellite Environmental Information and Development Aid: An Analysis of Longer-Term Prospects
This report is an analysis of the longer-term prospects for expanding the use of satellite-based…
FinTech ecosystem playbook
The FinTech ecosystem playbook gives you a panoramic view of a FinTech ecosystem in emerging…
The future of FinTech and financial services: what’s the next big bet?
As a result of debates and discussion, the insights gathered were placed into the following…
The Tech Touch Balance
This report explores the combination between technology and the human side of customers and their…
Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions
Financial technology (fintech) is emerging as an innovative way to achieve financial inclusion and the…
Mapping the DFS Ecosystem with a Fintech Stack
The purpose of this paper, Mapping the DFS Ecosystem with a FinTech Stack, is to present…
A Deep Dive on End-to-End Encryption: How Do Public Key Encryption Systems Work?
If used correctly, end-to-end encryption can help protect the contents of your messages, text, and even…
Beyond Fintech: A Pragmatic Assessment Of Disruptive Potential In Financial Services
For years Fintech has been the hottest topic of discussion in financial services, with incumbents,…
How Fintech is Reaching the Poor in Africa and Asia: A Start-Up Perspective
This note produced by IFC explores the way traditional banks and financial technology companies, or…
Technology Inequality: Opportunities and Challenges for Mobile Financial Services
This report urges regulators and technology providers to continue supporting mobile financial services on feature…
Consumers and Mobile Financial Services 2016
Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping.…
Blurred lines: How FinTech is shaping Financial Services
It is difficult to imagine a world without the internet or mobile devices. They have…
The World FinTech Report 2017
Backed by a survey of more than 8,000 customers in 15 countries, as well as…
Digital Payments 2020: The Making of a $500 Billion Ecosystem in India
The global payments landscape is evolving at a dizzying pace. The last twelve to eighteen…
The Digital Disruption Battlefield
Digital technology has already transformed several industries, not only by digitalising the sales process but,…
Peer-to-Peer Lending: Examining the Industry and the Borrower Experience
Online peer-to-peer (P2P) lending websites, often referred to as “Shadow Lenders”, have gained significant traction…
Competition in Mobile Financial Services Lessons from Kenya and Tanzania
Mobile financial services (MFS) are the main drivers of financial inclusion in many developing countries;…
Cutting Through the FinTech Noise: Markers of Success, Imperatives For Banks
Banking has historically been one of the business sectors most resistant to disruption by technology.…
The Evolution of Fintech: A New Post-Crisis Paradigm?
“FinTech”, a contraction of “Financial technology”, refers to technology enabled financial solutions. It is often…
Using Broadband to Enhance Financial Inclusion
The progress of financial inclusion in the Latin American and Caribbean region is constrained by…
Payment APIs: What, Why, and for Whom? An Introduction to Payment Interfaces & the Kenyan Market
Open Application Programming Interfaces (APIs) are a necessary component of a robust digital ecosystem, and…
Innovation and Disruption in U.S. Merchant Payments
The U.S. merchant payments landscape is undergoing a period of rapid, technology-driven change. Mobile, online…