Big data is making decisions about your future behind the scenes, and it’s likely you…
Technology and operational enablers
Financial Health of Workers in the Gig Economy – A Case Study of Grab Drivers and Delivery Partners
Like traditional employment, gig work can be performed on a part-time or full-time basis. However,…
Impact of COVID-19 on FinTechs: Senegal
This report from Microsave attempts to gauge the impact of the COVID-19 pandemic on FinTechs…
Cryptographic Hash Functions Explained: A Beginner’s Guide
A cryptographic hash function is a mathematical equation that enables many everyday forms of encryption,…
Blockchain Solutions for Central Bank Digital Currency
A Central Bank Digital Currency (CBDCs) is a digital form of central bank money, which…
Financial Health of Workers in the Gig Economy
The COVID-19 pandemic has brought home the extent to which technology is reshaping our economies…
Utilising Mobile Big Data and AI to Benefit Society
The Covid-19 pandemic has had a profound impact on the health and livelihoods of much…
A Digital Financial Services Revolution in Kenya: The M-Pesa Case Study
The African Economic Research Consortium conducted this case study which aims to contribute to the…
Scale2Save Case Study: Mobile Financial Services
This study by Scale2Save provides an overview of mobile retail financial services in Africa. It…
Data, Diversify, Distribute: Emerging Optimization Models
2020 brought with it a 12.7 percent increase in the number of registered mobile money accounts, bringing…
Central Bank Digital Currencies Tracker
Central Bank Digital Currencies are an interesting topic right now. If you are interested in…
Digital Identity: Accelerating Financial Inclusion During a Crisis
Since the onset of the COVID-19 pandemic, people around the world have been unable to…
2021 State of the Industry Report on Mobile Money
2020 was a year like no other. In every region of the world, COVID-19 triggered…
Blockchain: A Technology That is Changing the World for the Better
Considered for long a new technology, blockchain is developing fast, and is quickly becoming a…
The Digital Rupee: An Important Tool to Promote Financial Inclusion
The ongoing COVID-19 pandemic has undoubtedly confronted the whole world with an unprecedented challenge, but,…
Ready, Steady, Go? – Results of the Third BIS Survey on Central Bank Digital Currency
Most central banks are exploring central bank digital currencies (CBDCs), and their work continues apace…
A Tough Call: Understanding Barriers to and Impacts of Women’s Mobile Phone Adoption in India
Today in India, 67% percent of men own mobile phones, but only 33% percent of…
The Economic Impact of Mobile Phones on Low-Income Households
One of the most important technological advances over the last quarter-century has been the global…
The Digital Yuan, Where Are We Now? Latest Developments.
The Digital Yuan or DCEP is having and will have tremendous importance, not only for…
A Pan-Asian Digital Currency Would Bring Many Opportunities to China
Many authors and scholars have advocated the introduction of an Asian digital common currency covering…
The RCEP, A Boost for Trade and Central Bank Digital Currencies in Asia
One of the world’s largest free-trade deals in history, the Regional Comprehensive Economic Partnership (RCEP),was…
What is the Value of Pay-As-You-Go Solar for Mobile Operators?
The rapid growth of pay-as-you-go (PAYG) solar has been enabled by mobile money and mobile…
Are the Effects of Mobile Money Regulation Gender Neutral?
According to the latest Global Findex data (2017), there are 1.7 billion ‘unbanked’ people in…
What Makes Customers Choose One Transaction Product Over Another?
There has been tremendous progress when it comes to improving access to financial services, with…
Permissioned Distributed Ledgers and the Governance of Money
Since the late 1990s, monetary theorists have regarded money in general and cash in particular…
Building Faster Better: A Guide to Inclusive Instant Payment Systems
Today, digital technologies provide the on the on-ramp for many people in emerging markets to…
Exploring the Relationship between Mobile Money Regulation and Usage
Mobile money has helped reduce the financial exclusion gap in low- and middle-income countries, with…
Mobile Money Enabled Cash Assistance: User Journeys in Burundi
Cash and voucher assistance (CVA) has been gaining traction as an increasing number of humanitarian…
An Unlevel Playing Field: Why Small Businesses Face Disadvantages in Digital Commerce – and How Inclusive Tech Innovations Could Help
COVID-19 has been catastrophic for many sectors and surprisingly beneficial for some – but it’s…
Digital Financial Services in Nigeria – State of the Market Report 2020
This 2020 State of the Market Report explores the state of digital financial services and…
Project Helvetia – Settling tokenised assets in central bank money
The Swiss National Bank, The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, and…
Handbook on Merchant Payments and Digital Financial Services
This handbook is designed for digital financial service providers wishing to build and manage merchant…
Open Banking: How to Design for Financial Inclusion (Paper)
Open banking regimes allow a wide range of users, including fintechs, to access the customer…
The Mobile Economy Sub-Saharan Africa 2020
This report suggests that the Covid-19 pandemic has had a profound impact on the digital…
What Value do Open APIs bring to the Mobile Money Landscape?
GSMA hosted a four-day industry convening, looking at Open APIs in the mobile money industry.…
Win From Within: How Fintech Startups Can Grow by Building Value for Existing Users
The COVID-19 pandemic has altered the realities for inclusive fintech startups and the financially underserved…
Artificial Intelligence and Start-Ups in Low- and Middle-Income Countries: Progress, Promises and Perils
This study examines the current use of AI in low- and middle-income countries (LMICs). The…
The Potential of Digital Platforms as Distributors and Enablers of Financial Services in Africa
The past decade has seen the emergence of digital platforms, which connect buyers and sellers…
AI Experiments
AI Experiments is a showcase for simple experiments that make it easier for anyone to…
Inclusive Digital Banking: Emerging Markets Case Studies
This Working Paper tells the stories of three of these banks: TymeBank in South Africa, Kotak 811…
Dirty Money: Does the Risk of Infectious Disease Lower Demand for Cash?
The coronavirus pandemic is a global crisis like no other in modern times, and there…
Rapid Innovation: How Fintechs are Adapting Under COVID-19
To understand more about the impact on and the role of these providers, CFI, in…
Ghana’s Identification Ecosystem
This report provides an overview and analysis of Ghana’s identification ecosystem (IE). It discusses seven…
Open Banking: How to Design for Financial Inclusion (Webinar)
Opening banking regimes free up the troves of customer data locked inside banks, allowing competitors…
The State of Mobile Internet Connectivity Report 2020
The State of Mobile Internet Connectivity report is the annual flagship publication of the Connected Society…
The Impact of COVID-19 on Disruptive Technology Adoption in Emerging Markets
Disruptive technologies—like AI, blockchain, robotics, and 3D printing—are playing a key role in supporting the…
Introduction to Open APIs for Digital Finance
CGAP’s collection of tools and resources on open APIs. Digital financial services providers will find…
Debt Restructuring in Microfinance
In July 2020, nearly 300 participants from 30 countries joined CGAP workshops to discuss how…
South Korea’s and Japan’s Central Banks Will Start Testing their CBDCs in 2021
In April 2020, after several years of work, the Chinese Government announced the starting of…
Tracking Mobile Money Regulatory Responses to COVID-19 – Part 2
This blog, provides an update of the COVID-19 Response Tracker and examines the impact of…
Achieving Development and Acceptance of an Open and Inclusive Digital Payments Infrastructure
This report was developed for financial inclusion policymakers and payment service regulators, this note proposes…
Data Protection and Privacy for Alternative Data
The objective of this paper is to provide guidance for countries to use in considering…
A Case Study in Interoperable Payments in Myanmar’s Microfinance Industry Part 1, 2 & 3
Modusbox collaborated with UNCDF Myanmar on a six-month-long interoperability project in Myanmar’s microfinance industry to demonstrate the…
Identity Proofing for COVID-19 Recovery
In order to address the systemic as well as the immediate challenges associated with COVID-19,…
Connected Society Mobile Internet Skills Training Toolkit
The Connected Society programme works with the mobile industry, tech companies, the development community and…
Beyond Credit: 3 Emerging Opportunities for Fintech Startups in the Gig Economy
According to BFA Global’s Catalyst Fund, experts from India and East Africa suggest that fintech…
GSMA Mobile Money API
The GSMA Mobile Money API is an initiative developed through collaboration between the mobile money…
De-risking in Africa: Illicit Financial Flows and Regional Economic Hubs
This two-note series from The Centre for Financial Regulation and Inclusion, highlights the relationship between…
(Un)stacking Financial Market Infrastructure
The biggest challenges in scaling effective financial infrastructures that work for poor people often are…
We Need to Support Growth of Digital Assistive Tech Innovation in Africa and Asia
The GSMA Assistive Tech team, together with Urban Emerge, conducted a landscape study to identify digital solutions…
Impact of Covid-19 on Fintechs
Like other businesses, FinTechs too have been struggling to cope with the Pandemic. The reports…
QR Code Merchant Payments: A Growth Opportunity for Mobile Money Providers
The Global System for Mobile Communications (GSMA) compiled a report on QR code merchant payments…
Women, Work and ID
Digital identity — or identification in a digital age — is often pursued from the supply…
Eswatini Central Bank Digital Currency Diagnostic Study
The Centre for Financial Regulation and Inclusion in partnership with The Central Bank of Eswatini…
Financial Inclusion for Fishing Communities through Digital Identity – Mobitel Sri Lanka
The Mobile for Development Digital Identity programme has been supporting digital identity innovations to improve…
Technology Building Blocks for an Open API Strategy
For financial services providers looking to open APIs, the right combination of people, processes, and…
How to Engage Third Parties with Your Open APIs
This highlights deck from CGAP aims to drive awareness and use of APIs. It seeks…
Making Mobile Phones Affordable in Malawi
Mobile technology plays a huge role in financial inclusion and accessibility. This article talks about…
Good ID in Latin America
Digital identity is essential for the sustainable digital transformation of society, the public sector and…
Garment Worker Diary Reports
The Garment Worker Diaries collect regular, credible data on the work hours, income, expenses, and…
Inclusive Tech: Overcoming Barriers to Scale in Emerging Markets
Technology undoubtedly has the potential to improve the access, quality and relevance of financial services…
The Scale and Usage of Digital Platform Ecosystems in Nigeria, Kenya and South Africa
Nigeria, Kenya and South Africa are leading digital app markets in Africa. The relatively high…
Could the Poor Bank on Stablecoins?
Emerging technology is driving optimism about building a more inclusive digital economy. Will one innovation—a…
Inclusive FinTechs in Francophone Africa: Benin report
Although in early stages, the upcoming National Financial Inclusion Strategy of Benin will help increase…
Impact of the COVID-19 Pandemic on CICO agents in Kenya
Microsave’s latest research on the impact of the COVID 19 on CICO agents in Kenya…
Governing Artificial Intelligence in Banking
AI is changing the face of the banking industry. How can banks meet the governance…
FinTech Start-ups in Côte d’Ivoire amid COVID-19: Expectations from the Government and the Regulator
This overview from Microsave gives a unique glimpse of the FinTech ecosystem of Côte d’Ivoire,…
Central Banks and Payments in the Digital Era
This report from BIS, highlights the role central banks play in maintaining the safety and…
Covid-19: Boon and bane for digital payments and financial inclusion
This brief compares the approaches taken by authorities in different countries, examining the different drivers…
The Global Fintech Index
The Global Fintech Index launched the world’s first real-time ranking of fintech ecosystems and fintech…
Biometric Recognition and Authentication Systems
This guidance outlines the security profiles of biometric recognition technologies, and how to build secure…
The Causes and Consequences of Mobile Money Taxation
Mobile money taxation is a controversial subject. On the one hand mobile money has been something…
A Survey of Research on Retail Central Bank Digital Currency
This paper examines key considerations around central bank digital currency (CBDC) for use by the…
Innovative Mobile Digital Identity Solutions: Financial Inclusion and Birth Registration
This case study looks at two start-ups that are using mobile technology to establish functional…
Innovation Ecosystems
Innovations of all kinds contribute to greater economic growth, and tech innovations, in particular, can…
How Mobile Money is Increasingly Interoperable
Achieving fully interoperable mobile money services that fulfil the needs of customers remains a goal…
Fintech Toolkit: Smart Regulatory and Market Approaches to Financial Technology Innovation
This toolkit presents novel regulatory and market approaches policymakers, regulators, and development professionals can adopt…
The Global Impact of COVID-19 on Fintech Adoption
This paper draws on mobile application data from 74 countries to document the effects of…
MTN MoMo Pay Merchant Payments: Expanding Women’s Mobile Money Use in Ghana
Access to financial services can be a critical driver of economic growth and opportunity. In…
Mozambique Annual Fintech Report 2019
This Fintech Report is the first of its kind to be written in Mozambique in…
Identity at the Margins: A Journey Continued
This narrative is a composite of experiences shared with the Caribou Digital research team, including…
Opportunities for Improving Digital Identification in Social Cash Transfer Programmes through Mobile: Insights from Kenya and Malawi
Through qualitative and quantitative research with more than 540 people across the two countries –…
Faster Payments: The Biggest Advancement in UK Pyments in a Generation
Case study on the UK Faster Payments Service.
How to Apply Machine Learning to Business Problems
This article, breaks down categories of business problems that are commonly handled by ML, and…
Digitizing Payments in the Time of COVID19 and Beyond
UNCDF organized this webinar to discuss how fast-tracking digital payments at a time of crisis…
Mobile Money Recommendations to Central Banks in Response to COVID-19
The COVID-19 pandemic has brought about unprecedented challenges for the global economy. It has affected…
CICO Agents: The Under-Valued “First Responders”
Microsave’s ongoing research uncovered a set of unique challenges that cash-in/cash-out (CICO) agents currently face…
Achieving Business Impact with Data
There has never been a better time to achieve impact with data. More and more…
Payment Aspects of Financial Inclusion in the Fintech Era
Technological innovation has made major inroads into financial services, especially payments. The pace of innovation…
Access to Mobile Services and Proof of Identity
The ability to prove one’s identity is essential to securing both rights and access to…
Citizens and States: How Can Digital ID and Payments Improve State Capacity and Effectiveness?
In Bangladesh, a mother can now receive her child’s education scholarship through her mobile phone…
Blockchain Interoperability Considerations and Approach
The emergence of blockchain technology holds great promise for supply chain organizations. However, concerns around…
Mobile Money Regulatory Index
The Mobile Money Regulatory Index measures regulatory enablers of mobile money adoption. It has been…
The Mobile Gender Gap Report 2020
This third edition of The Mobile Gender Gap Report will consider how women’s mobile access…
The Contribution of FinTechs for MSME Development: What can Mozambique Learn from FinTechs in South Africa and Kenya?
This study, the Contribution of Fintechs for MSME Finance was produced by Helder Buvana as…
The GSMA Inclusive Tech Lab for Mobile Money Interoperability
The GSMA Inclusive Tech Lab has released its Interoperability Test Platform, the first joint test…
State of the Industry Report on Mobile Money 2019
2019 marked a major milestone for the mobile money industry: the number of registered mobile…
Building a Resilient Industry: How Mobile Network Operators Prepare for and Respond to Natural Disasters
Mobile networks and connectivity have become increasingly necessary in times of crisis. They allow us…
Guidance on Digital ID
Digital ID systems are evolving rapidly. To determine whether a digital ID is suitable, governments,…
API Deployments in Inclusive Finance
APIs are often viewed as potential solutions for traditional financial institutions, particularly small and midsize…
The Mobile Money Regulatory Index
In September 2018 GSMA launched the Mobile Money Regulatory Index, an interactive tool that measures…
Digital Banks: How can they deepen financial inclusion?
New technologies and business models are upending long-established markets across virtually every major sector, including…
Leveraging Mobile to Accelerate Digital Identity Ecosystems: Considerations for Policymakers in Africa
The white paper written by Yiannis Theodorou, Acting Head of Digital Identity at GSMA, discusses…
Fintech Benchmarks Proof-of-Concept Report
Investment capital is flowing into fintech startups, yet it is still challenging to get capital…
Digital Finance APIs Come with Risks – Here’s One Way to Manage Them
Often an open API initiative starts when a digital financial services (DFS) provider sees the…
Space for Finance in Developing Countries
This research was conducted by Caribou Space for the International Partnership Programme, a five-year, £30…
Passwordless Authentication: The Next Breakthrough in Secure Digital Transformation
Authentication is the cornerstone of secure digital transformation for platform businesses, and beyond that, a…
The Identities Research Project
The Identities research project explores user experiences of identity technology, brought to you by Caribou…
Digital Identity and Social Cash Transfers
The efficient implementation of social protection systems – and particularly social cash transfers – requires…
Principles on Identification for Sustainable Development
In 2017, a group of development partners, international organizations, government agencies, and NGOs actively working…
Making Data Work for the Poor
With the rise of digital technologies, the use of personal data by private companies is…
Impending Arrival – a Sequel to the Survey on Central Bank Digital Currency
Research and experimentation on central bank digital currencies continue to fuel discussion and debate. This…
Digital Identity Tracker
The Digital ID Tracker®, produced in collaboration with PYMNTS.com and Jumio, is a monthly resource…
The Rise of Challenger Banks – Are the Apps Taking Over?
The banking sector is experiencing a major shift globally, as Challenger Banks are becoming increasingly…
Decentralised Identity
This short article from GSMA explains the concept of decentralised identity.
Case Study of a Banking MVNO
Providing mobile banking services allows banks to significantly enhance the convenience, flexibility, accessibility, and affordability…
An Analysis of ID Proxy Initiatives Across the Globe
Real-time instant payments have become a hallmark of the digital economy and financial system. As…
Diagnostic study of the Zambian payments system
This diagnostic study by Cenfri explores Zambia’s payments landscape and provides insight and key learnings…
Global Fintech Index 2020 Rankings Report
This is the first index designed to rank fintech activity globally, to understand the scale…
A FinTech Strategy for Ireland
This document aims to set the scene with a definition of FinTech and an overview…
The Trillion-Dollar Question
For years, digital financial services providers have tried and failed to seize a multi-trillion-dollar opportunity:…
Improving Operational Efficiency of MFIs Through Tablet Banking
Micro Finance Institutions (MFIs) provide a range of financial and non-financial services to low-income households…
Deciphering the Trillion-valued Unicorn – Ant Financial
World Bank rated Ant Financial as the most valuable fintech company worldwide in their 2019…
Introduction to the Precision-Recall Plot
The precision-recall plot is a model-wide measure for evaluating binary classifiers and closely related to…
Basic Evaluation Measures from the Confusion Matrix
This article introduces basic performance measures derived from the confusion matrix.
State of Aadhaar 2019
Conceived as an ambitious project to provide universal identity to more than one billion Indians,…
Agent Networks at the Last Mile
Most digital financial services users around the world live in cash-based societies, and they require…
Taxing Mobile Phone Transactions in Africa: Lessons from Kenya
Taxation on mobile phone-based transactions and on airtime has been introduced in Kenya and is…
Fintech Development and Regulatory Frameworks in Indonesia
This paper from the ABDI Institute showcases the growth as well as the challenging factors…
The Fintech Landscape in Rwanda
This report by UNCDF provides findings and proposed recommendations from an assessment of the fintech…
Designing fintech solutions for inclusion
Part of the mandate of BFA’s Catalyst Fund is to share insights and lessons learned…
Harnessing the power of mobile money to achieve the Sustainable Development Goals
This report from GSMA brings together existing evidence to explore the ways in which mobile…
Garment Workers Experience with Wage Digitization in Bangladesh
Microfinance Opportunities, in collaboration with the Social Performance Task Force, conducted research to understand the…
Payments Innovation: Finding Payments’ 2020 Hidden Value Today
This podcast from PYMENTS explores the trends and developments expected for 2020 and what disruptions…
The Suptech Generations
Financial authorities’ use of technology has evolved over the years, leading to different generations of…
The Value of Pre-Authorization Screening in the Payments Ecosystem of Today
Ekata’s e-book, The Value of Pre-Authorization Screening in the Payments Ecosystem of Today, highlights essential…
Digitizing Merchant Payments: Why and How
Digitizing merchant payments represents a major opportunity for financial services providers in developing economies because…
Investigating the Impact of Global Stablecoins
This report by BIS examines the challenges, risks and benefits that global stablecoins may pose.
Technology Convergence: IOT, Data and AI: What happens when these forces converge
This podcast explores developments in the industry relating to the Internet of Things, data, AI…
World FinTech Report 2019
The World FinTech Report 2019 from Capgemini and Efma explores how the future is moving…
European Payments Predictions 2019
In this report by Clearhaus, nine industry experts share their experience and give insights into…
The Rise of Digital Money
This paper from IMF marks the launch of a new IMF series, Fintech Notes. Building…
FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk
Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to…
FinTechs in Sub-Saharan Africa
FinTechs in Europe, North America and Asia have caught the attention of many financial institutions…
World Payments Report 2019
The World Payments Report 2019 from Capgemini is the leading source for data, trends and…
World InsurTech Report 2019
World InsurTech Report 2019 The World InsurTech Report (WITR) 2019 from Capgemini and Efma explores…
e-Estonia – an advanced digital society
Named ‘the most advanced digital society in the world’ by Wired, ingenious Estonians are pathfinders, who…
Java, Python or Kotlin for Fintech?
There are many different development languages being used by Fintechs. This blog post explores the…
Exploring Africa’s digital platforms: Insurance in e-hailing
In recent years the platform economy has rapidly transformed various economic sectors such as hospitality,…
Privacy by Design : Current Practices in Estonia, India, and Austria
Digital identification systems, integrated with civil registration, can play a transformational role across many development…
Advancing Financial Inclusion through Digital ID
In Peru, a public–private initiative uses the country’s national ID system to verify users of…
How To: Create Digital ID for Inclusive Development
This guide from USAID explores the intersections between development programmes and broader ID systems. Targeted…
Legal and regulatory frameworks of blockchains and smart contracts
This paper examines the intersection of blockchain and the law. Our analysis begins with an overview…
Blockchain and Digital Identity
There are few things more central to a functioning society and economy than identity. Without a…
Inclusive Fintech 50: White Paper on findings
Fintech investment is booming. In 2018, a record USD 111.8 billion was invested in fintech,…
Keeping Machine Learning Honest! The Need for the Truthalizer
Machine learning (ML) provides institutions with predictive analytics that leverage large amounts of both historical…
FinTech for Financial Inclusion: A Framework for Digital Financial Transformation
The full potential of FinTech for financial inclusion may be realized with a strategic framework…
How Open APIs Fueled the Growth of Eko in India
When Indian money transfer company Eko decided to open APIs back in 2016, the company…
Digital Economy Report 2019
The rapid spread of digital technologies is transforming many economic and social activities. While creating…
Did you see my tweet? Monitoring financial consumer protection via social media
Social media is changing customer service by shifting the ways in which consumers seek resolution…
Accelerating Financial Inclusion with New Data
There are many internal and external challenges that providers must address for the promise of…
Fintech founders up close
This series of videos from Accion gives an insight into the mind and experience of…
Cloud Computing for Financial Inclusion: Lessons from the Philippines
Earlier this year, Cantilan Bank became the first financial institution in the Philippines to fully…
Lessons learned from the rise of “super apps” and the disruption of banking as we know it
Why would a user go to a bank when ecommerce marketplaces exist? Haven’t ecommerce players…
Beyond KYC Utilities: Collaborative Customer Due Dilligence
The private and public sectors are increasingly leveraging new technologies to deliver collaborative approaches for…
Taxing mobile phone transactions in Africa Lessons from Kenya
The taxation on mobile phone-based transactions and on airtime has been introduced in Kenya and…
Blockchain: Cutting through the noise
Distributed Ledger Technology (DLT), often referred to as blockchain, has garnered a lot of attention…
The role of privacy frameworks in building trust for digital identity services
With an estimated 1 billion people worldwide who lack an official proof of identity, mainly…
Digital Identification & Finance Initiative Africa: An Overview of Research Opportunities
This white paper, provides a summary of the channels through which the knowledge and technological…
Economic Identities for Small Business Owners: Insights from Nigeria
Recent end-user research conducted by the GSMA Digital Identity programme highlighted that informal business owners…
Price Comparison Websites
The large and growing industry of price comparison websites (PCWs) or ‘web aggregators’ is poised…
Data Analytics and Digital Financial Service – Handbook
The Data Analytics and Digital Financial Services Handbook gives financial service providers an overview of…
A New Banking Model For Africa: Lessons on digitization from four years of operations
From 2014 to 2018, IFC and the Mastercard Foundation conducted a longitudinal study with nine partner…
Micro-entrepreneurs in the Platform Era
This research by FiDA involved talked to 27 micro-entrepreneurs in Kenya about how they use platforms…
Digital Identity Series
DAI produced a Digital Identity Series, which gives and overview of Digital ID. Connect to…
FinTech: The Experience So Far
The Bali Fintech Agenda (BFA) was approved last year by the IMF and World Bank Group.…
E-commerce as a Potential New Engine for Growth in Asia
The use of e-commerce around the world has accelerated in recent years, with Asia, led…
Artificial Intelligence in Financial Services
Very few technologies have captured the popular imagination like Artificial Intelligence (AI). It has become…
API Pricing for Digital Financial Service Providers: Getting Started
Digital financial services (DFS) providers face several challenges when developing pricing strategies for open application programming…
Leveraging Technologies to Improve the Quality and Maximize the Productivity of Agent Models
Despite the growing volume of agents, the agent network model is rife with utilization and…
The Rise of Digital Money
This paper by the IMF offers a conceptual framework to categorize new digital monies, identify some of…
EY Global Fintech Adoption Index 2019
FinTech has evolved in significant ways since the publication of the first global EY FinTech Adoption…
Omidyar Network Unpacks Good ID
To be truly empowering, Omidyar Network believes digital forms of identification must embed privacy, inclusion, user value and control,…
Libra – A New Digital Currency
Libra brings together a number of global organisations including Facebook, Visa, Mastercard, Uber, Women’s World…
Central Bank Digital Currency and Financial Inclusion
Central banks have started to actively explore central bank digital currency (CBDC) – a new…
Data in FSP Decision Making. Findings From Six African Countries.
Insight2Impact partnered with FSD Africa and Oxford Policy Management, and they conducted an online survey…
Digital identity opportunities for women: Insights from Nigeria, Bangladesh and Rwanda
Drawing on in-country qualitative research, this study from the GSMA explores the specific incentives, challenges,…
Bangladesh: The Impact of Wage Digitalisation
This study measured the impact of wage digitization on the uptake of mobile money by…
Report of the High Level Committee on Deepening of Digital Payments
This report is based on the findings of the Reserve Bank of India committee, called…
150 Financial Definitions in 8 Languages
This website explains and translates 150 financial terms into the following languages: English, Spanish, French,…