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Mobile Money Policy and Regulatory Handbook

Establishing an enabling regulatory framework can unlock the full potential of mobile money services helping to drive financial inclusion, reduce economic inequalities and improve employment and economic growth.

Close public-private partnership can help drive the creation of such enabling environments.

This Mobile Money Policy and Regulatory Handbook is part of the GSMA’s efforts to promote this collaboration. It gathers vital considerations for financial regulators and other stakeholders in the mobile money industry in one place. Drawing on the GSMA’s unique insights into the mobile sector and mobile money industry, the handbook has been designed as a practical guide that offers:

  • An overview of the key issues facing the industry;
  • A window into industry perspectives;
  • A signpost for regulatory best practice; and
  • A portal to additional information.
The GSMA represents the interests of mobile operators worldwide, uniting more than 750 operators with over 350 companies in the broader mobile ecosystem, including handset and device makers, software companies, equipment providers and internet companies, as well as organisations in adjacent industry sectors. The GSMA also produces the industry-leading MWC events held annually in Barcelona, Los Angeles and Shanghai, as well as the Mobile 360 Series of regional conferences.