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Policy Model for MSME Finance

There are over 65 million formal MSMEs that are credit constrained, representing 40 percent of all enterprises surveyed in 128 countries from emerging economies. Additionally, over 70% of women-led MSMEs globally are either financially unserved or underserved.

The objective of this Policy Model by AFI is to provide guidance through a set of principles and the key elements to be considered in developing or reviewing MSME finance policies. The principles are derived from the compilation of best practices from the AFI network, complemented by insights from other international stakeholders in MSME development.

AFI is the world’s leading organisation on financial inclusion policy and regulation. A member-owned network, we promote and develop evidence-based policy solutions that improve the loves of the poor through the power of financial inclusion.