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Digitalization of Village Savings and Loans Associations (VSLAs) in Uganda

Village Savings and Loans Associations (VSLAs) are savings groups that are self-managed by the members. The core objectives of these groups are to provide a safe environment for members to save money through purchase of shares, and access small loans.

This case study is presented by UNCDF partner Ensibuuko Tech Limited, a Ugandan Financial Technologies company (FinTech) established in 2014 that enables digital access of affordable and relevant financial services to unbanked communities.

The UN Capital Development Fund makes public and private finance work for the poor in the world’s 47 least developed countries (LDCs). With its capital mandate and instruments, UNCDF offers “last mile” finance models that unlock public and private resources, especially at the domestic level, to reduce poverty and support local economic development.