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Report: Algorithmic Bias, Financial Inclusion, and Gender: A primer on opening up new credit to women in emerging economies

Artificial intelligence and machine learning are changing financial services offerings to customers across the globe. Historically, women have been the victims of unconscious bias in lending decisions. Algorithm-enabled credit decisions have the potential to create a level playing field for female customers worldwide—but only if we find and mitigate biases emerging through technology inputs and processes.

This report is a part thought experiment and part primer, exploring the promises and pitfalls of using digital tools to open up new credit to women individuals and entrepreneurs.

Womens World Banking
Architects of women’s financial inclusion, builders of economic possibility Women’s World Banking designs and invests in the financial solutions, institutions, and policy environments in emerging markets to create greater economic stability and prosperity for women, their families and their communities.