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Handbook on Merchant Payments and Digital Financial Services

This handbook is designed for digital financial service providers wishing to build and manage merchant acceptance networks. Such providers typically include financial institutions, mobile network operators, fintechs, payment service firms, and the like. For these providers, expanding into merchant payments enables them to offer a wider ecosystem of products and services for existing and new customers.

IFC—a sister organization of the World Bank and member of the World Bank Group—is the largest global development institution focused exclusively on the private sector in developing countries. The Bank Group has set two goals for the world to achieve by 2030: end extreme poverty and promote shared prosperity in every country.