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Measuring Financial Health: What Policymakers Need to Know

Citizens, politicians and policymakers know that effectively managing one’s financial resources – being financially healthy – is central to the success of both individuals and broad populations. If financial health is to be a useful construct, it is important to be clear about what it means, how it is measured, and how it can be applied. The report aims to determine whether financial health can serve as a useful measurement of consumer status or outcomes, as an addition to insight2impact’s existing financial needs framework.

This report from Cenfri provides an overview of financial health and the policy responses around the world. Based on this, and the key questions of whether financial health measure more than income and if financial inclusion supports financial health, the report offers recommendations to policy makers on strategies for measuring the financial health of their population.

Cenfri is an independent, not-for-profit think-tank. As recognised thought leaders on matters relating to financial-sector development in emerging markets, we generate deep insights and solve complex development problems.

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