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Digital Credit Scoring for Farmers: Opportunities for Agritech Companies in Myanmar

Despite rapid urbanisation in recent years, agriculture dominates Myanmar’s rural economy. Sectoral challenges, like farmers’ limited access to credit and associated low levels of financial inclusion, affect farmer livelihoods and limit opportunities for growth. Recently, innovative agritech companies have been testing the use of digital technologies to mitigate some of these challenges. This report from the GSMA provides a snapshot of the agriculture sector and status of financial inclusion in Myanmar, and examines ways in which recent agritech innovation is promoting financial inclusion in rural communities. It shares early lessons from using digital agriculture data for farmer credit scoring and highlights emerging monetisation models and the roles of agritech companies in the country.

The GSMA represents the interests of mobile operators worldwide, uniting more than 750 operators with over 350 companies in the broader mobile ecosystem, including handset and device makers, software companies, equipment providers and internet companies, as well as organisations in adjacent industry sectors. The GSMA also produces the industry-leading MWC events held annually in Barcelona, Los Angeles and Shanghai, as well as the Mobile 360 Series of regional conferences.

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