Digital credit is instant, automated, and remote, providing borrowers with quick access to short-term loans. The relative ease with which providers can reach the mass market has profound implications for the future of financial services. The potential for financial inclusion is unprecedented. However, it is up to all financial sector stakeholders to ensure that digital credit is beneficial to borrowers. MicroSave Consulting did a comprehensive study of the state of the digital credit landscape in Kenya and the report highlights some positive signs and some persistent problems, as well as opportunities to improve products and consumer protection.
- Customer and uses of digital payments
- Regulation of DFS
- Technology and operational enablers
- Webinars and Podcasts