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Inclusive Digital Financial Services: A Reference Guide for Regulators

The Bill & Melinda Gates Foundation’s Financial Services for the Poor Program (FSP) believes that effective financial services are paramount in the fight against poverty. Nonetheless, today more than 1.7 billion people live outside the formal financial sector. Increasing their access to high quality, affordable financial services will accelerate the well-being of households, communities, and economies in the developing world. One of the most promising ways to deliver these financial services to the poor – profitably and at scale – is by using digital payment platforms.

Together with partner organizations, FSP has developed a reference guide as a public good to assist regulators who are exploring policy options for enabling the development of inclusive digital financial services. We appreciate policymakers’ responsibility to safeguard the stability and integrity of the financial system and protect consumers against harm as markets open to innovation.

Sarah Corley
Sarah is Deputy Director at DFI and is responsible for developing the DFS profession and providing opportunities for capacity building outside of our online course provision. She has over 20 years of experience within the learning and capacity development within the development and health sector, and is passionate about being a catalyst for change.

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