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Integrating Financial Capability into Government Cash Transfer Programs

The purpose of this toolkit from the World Bank is to demonstrate the importance of financial capability, to describe its benefits for social cash transfer recipients, and to provide instruction and guidance on how to integrate financial education into government led cash transfer programs. The toolkit is intended to provide reference material for policy makers, practitioners, and researchers to use when designing, implementing, and integrating financial education into government cash transfer programming.

The toolkit suggests key approaches, with reference to pretested instruments, for integrating financial education into cash transfer programs. The instruments in this toolkit were selected as examples because:

(i) they are well established (that is, they have been used repeatedly over time);

(ii) they have a focus on demand-side aspects of programming (that is, strategies to focus on the needs of beneficiaries); and

(iii) they are well documented with sufficient reference materials for guidance

World Bank
With 189 member countries, staff from more than 170 countries, and offices in over 130 locations, the World Bank Group is a unique global partnership: five institutions working for sustainable solutions that reduce poverty and build shared prosperity in developing countries. The World Bank Group is one of the world’s largest sources of funding and knowledge for developing countries. Its five institutions share a commitment to reducing poverty, increasing shared prosperity, and promoting sustainable development.

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