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Mobile Payments Infrastructure Access and Its Regulation: USSD

This working paper from CGAP explores the mobile payments infrastructure and regulation, the impact on competition and how regulation can address access issues in the mobile payments market.

CGAP is a global partnership of more than 30 leading development organizations that works to advance the lives of poor people through financial inclusion. Using action-oriented research, we test, learn and share knowledge intended to help build inclusive and responsible financial systems that move people out of poverty, protect their economic gains and advance broader development goals. We research and experiment to achieve proof of concept and extract lessons that can be built to scale by our partners, who apply our insights in the marketplace.

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