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Winning the Low-Income Market: Assessing the State of Product Development in the Nigerian Financial Service Industry

The report addresses the third ecosystem pillar – the institutional/regulatory component, with specific focus on the legislation, policies, and regulations. The policy analysis unearthed critical policy constraints and guided by the doctrinal interpretations of existing laws, market-enabling policy solutions evolved. Our presentation focuses on material financial inclusion issues, the guiding laws, and solution proposals. This report does not contain legislative bills but forms a premise for the drafting of new laws, policies, and regulations.