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Bangladesh: The Impact of Wage Digitalisation

This study measured the impact of wage digitization on the uptake of mobile money by neighborhood residents and merchants. The difference-in-differences method was used to measure change between the digitized and non-digitized neighborhoods between baseline and endline surveys. The study provides detailed information on the population of each factory neighborhood, including RMG workers whose wages were digitized, RMG workers whose wages were not digitized, non-RMG workers, shopkeepers and other smallbusiness merchants. The data revealed the characteristics of mobile financial ecosystems in the factory neighborhoods, including the awareness, uptake, use cases and activity patterns of mobile money users. Key measurements also included knowledge, attitudes, and user readiness in terms of financial capability, economic empowerment, and understanding of different digital payment platforms.

Sarah Corley
Sarah is Deputy Director at DFI and is responsible for developing the DFS profession and providing opportunities for capacity building outside of our online course provision. She has over 20 years of experience within the learning and capacity development within the development and health sector, and is passionate about being a catalyst for change.

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