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The potential of merchant data in improving credit access

Access to credit is a challenge that many MSMEs face. Often this is due to lack of data and financial records on the business. This case study produced by a DataHack4FI country winner in Zambia, explores the use of using data such as sales, expenses and investments to generate a credit score which could be used to assess suitability for credit.

Cenfri is an independent, not-for-profit think-tank. As recognised thought leaders on matters relating to financial-sector development in emerging markets, we generate deep insights and solve complex development problems.

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