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International Remittances through Branchless Banking

This study from CGAP examines the landscape for international remittances through branchless banking. The transfer of remittances through mobile phones or pre-paid cards are common examples that may not require a user to have a bank account.

CGAP is a global partnership of more than 30 leading development organizations that works to advance the lives of poor people through financial inclusion. Using action-oriented research, we test, learn and share knowledge intended to help build inclusive and responsible financial systems that move people out of poverty, protect their economic gains and advance broader development goals. We research and experiment to achieve proof of concept and extract lessons that can be built to scale by our partners, who apply our insights in the marketplace.

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