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The impact of API maturity on the Financial Inclusion agenda

This paper contextualizes the value of ‘open’ and ‘mature’ APIs and what that means. It outlines some of the key characteristics of what APIs for such Emerging Market, Financial Inclusion focused systems are and the challenges being faced.  It explores some of the (disjointed) efforts being made to address the gaps and in leading to the objective of this paper – which is to initiate meaningful discussion around this topic with a view to finding viable solution/s to the challenges laid out – and puts forward our thoughts on what some possible solutions would look like.

Owen Meredth
Owen is Co-Founder of GLU Global (Pty) Ltd and is an Integration Expert with a background in Digital Payments, FinTech and Financial Inclusion. He has been involved in integrating systems for almost 20 years, mostly so in the Mobile Financial Services and Digital Payments Industry across the Emerging Markets.

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